D

Cloverport, KY

Source:

Affordability Score: 43/100

Population: 1,682 · 1 ZIP codes

The affordability dashboard for Cloverport, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,682 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $41,576, median home value of $118,400, median rent of $402 per month, and 7.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $866 per month (studio $686, 1BR $690, 3BR $1,204, 4BR $1,209). Department of Labor data lists infant center-based childcare at $8,789 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 12.1% and poverty 24.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$41,576
Median household income
Education F
7.5%
Bachelor's degree or higher
Housing B
2.8x
Home value $118,400 vs income
Commute N/A
N/A
Average commute time
Rent B-
$866/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$8,789/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$41,576
▼ 33% vs national
Per Capita Income
$20,989
Unemployment Rate
12.1%
Poverty Rate
24.9%

Housing

Median Home Value
$118,400
▼ 57% vs national
Median Rent
$402/mo
Owner Occupied
72.5%
2BR Fair Market Rent
$866/mo
▼ 28% vs national

Fair Market Rents by Bedroom

Studio
$686
1BR
$690
2BR
$866
3BR
$1,204
4BR
$1,209

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
7.5%
▼ 22 ppt vs national
High School+
53.9%
Median Age
34.7
Avg. Commute

Childcare Costs

Infant (Center)
$8,789/yr
21% of income
Toddler (Center)
$7,735/yr
Preschool (Center)
$7,735/yr
School-Age (Center)
$6,531/yr

What This Means

Cloverport, KY receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 1,682. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Cloverport, KY affordable?
Cloverport, KY receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $41,576. Median home value is $118,400.
What is the cost of living in Cloverport?
Key cost metrics: Median rent $402/mo. 2BR fair market rent $866/mo. Infant childcare $8,789/yr. Median home value $118,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →