C

Clovis, NM

Source:

Affordability Score: 59/100

Population: 45,006 · 1 ZIP codes

The affordability dashboard for Clovis, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 45,006 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $56,587, median home value of $172,300, median rent of $1,030 per month, and 23.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,098 per month (studio $757, 1BR $892, 3BR $1,425, 4BR $1,842).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Clovis, NM include commute. Pressure points are education. Unemployment currently reads 7.1% and poverty 20.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,587
Median household income
Education F
23.2%
Bachelor's degree or higher
Housing B-
3.0x
Home value $172,300 vs income
Commute A-
16 min
Average commute time
Rent B
$1,098/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$56,587
▼ 9% vs national
Per Capita Income
$29,413
Unemployment Rate
7.1%
Poverty Rate
20.8%

Housing

Median Home Value
$172,300
▼ 37% vs national
Median Rent
$1,030/mo
Owner Occupied
61.8%
2BR Fair Market Rent
$1,098/mo
▼ 8% vs national

Fair Market Rents by Bedroom

Studio
$757
1BR
$892
2BR
$1,098
3BR
$1,425
4BR
$1,842

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.2%
▼ 7 ppt vs national
High School+
50.6%
Median Age
31.4
Avg. Commute
16 min
▼ 10 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Clovis, NM receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 45,006. This area performs well in commute. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Clovis ZIP Codes
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What are common questions about this dashboard?

Is Clovis, NM affordable?
Clovis, NM receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,587. Median home value is $172,300.
What is the cost of living in Clovis?
Key cost metrics: Median rent $1,030/mo. 2BR fair market rent $1,098/mo. Median home value $172,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →