B+

Coal Valley, IL

Source:

Affordability Score: 79/100

Population: 5,870 · 1 ZIP codes

The affordability dashboard for Coal Valley, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,870 residents, then layers in county-level federal data to produce an overall grade of B+ (79/100). The headline inputs are median household income of $113,220, median home value of $237,000, median rent of per month, and 34.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,143 per month (studio $817, 1BR $928, 3BR $1,498, 4BR $1,819). Department of Labor data lists infant center-based childcare at $14,647 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Coal Valley, IL include income, housing, rent. Unemployment currently reads 2.2% and poverty 3.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$113,220
Median household income
Education C
34.8%
Bachelor's degree or higher
Housing A
2.1x
Home value $237,000 vs income
Commute B
21 min
Average commute time
Rent A+
$1,143/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$14,647/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$113,220
▲ 83% vs national
Per Capita Income
$49,211
Unemployment Rate
2.2%
Poverty Rate
3.4%

Housing

Median Home Value
$237,000
▼ 14% vs national
Median Rent
Owner Occupied
94.1%
2BR Fair Market Rent
$1,143/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$817
1BR
$928
2BR
$1,143
3BR
$1,498
4BR
$1,819

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.8%
▲ 5 ppt vs national
High School+
63.6%
Median Age
45.9
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$14,647/yr
13% of income
Toddler (Center)
$11,180/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$2,275/yr

What This Means

Coal Valley, IL receives an overall affordability grade of B+ (79/100), aggregated from 1 ZIP codes with a total population of 5,870. This area performs well in income and housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Coal Valley ZIP Codes
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What are common questions about this dashboard?

Is Coal Valley, IL affordable?
Coal Valley, IL receives an overall affordability grade of B+ (79/100) based on Census, HUD, FBI, and DOL data. Median household income is $113,220. Median home value is $237,000.
What is the cost of living in Coal Valley?
Key cost metrics: 2BR fair market rent $1,143/mo. Infant childcare $14,647/yr. Median home value $237,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →