Cobbs Creek, VA

The affordability dashboard for Cobbs Creek, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,473 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $68,438, median home value of $441,000, median rent of — per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,713 per month (studio $1,492, 1BR $1,512, 3BR $2,376, 4BR $2,797). Department of Labor data lists infant center-based childcare at $9,123 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 1.0% and poverty 9.0% — numbers worth keeping alongside the headline grade.