C

Coeur D Alene, ID

Source:

Affordability Score: 55/100

Population: 54,386 · 2 ZIP codes

The affordability dashboard for Coeur D Alene, ID aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 54,386 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $76,540, median home value of $537,534, median rent of $1,477 per month, and 34.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,547 per month (studio $1,103, 1BR $1,302, 3BR $2,152, 4BR $2,595). Department of Labor data lists infant center-based childcare at $8,653 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Coeur D Alene, ID include commute. Pressure points are housing. Unemployment currently reads 3.0% and poverty 8.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,540
Median household income
Education C
34.0%
Bachelor's degree or higher
Housing F
7.0x
Home value $537,534 vs income
Commute B+
19 min
Average commute time
Rent B-
$1,547/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$8,653/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$76,540
▲ 23% vs national
Per Capita Income
$43,882
Unemployment Rate
3.0%
Poverty Rate
8.6%

Housing

Median Home Value
$537,534
▲ 95% vs national
Median Rent
$1,477/mo
Owner Occupied
63.9%
2BR Fair Market Rent
$1,547/mo
▲ 29% vs national

Fair Market Rents by Bedroom

Studio
$1,103
1BR
$1,302
2BR
$1,547
3BR
$2,152
4BR
$2,595

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.0%
▲ 4 ppt vs national
High School+
58.7%
Median Age
42.9
Avg. Commute
19 min
▼ 7 min vs national

Childcare Costs

Infant (Center)
$8,653/yr
11% of income
Toddler (Center)
$8,031/yr
Preschool (Center)
$7,294/yr
School-Age (Center)
$7,002/yr

What This Means

Coeur D Alene, ID receives an overall affordability grade of C (55/100), aggregated from 2 ZIP codes with a total population of 54,386. This area performs well in commute. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Coeur D Alene ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Coeur D Alene, ID affordable?
Coeur D Alene, ID receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,540. Median home value is $537,534.
What is the cost of living in Coeur D Alene?
Key cost metrics: Median rent $1,477/mo. 2BR fair market rent $1,547/mo. Infant childcare $8,653/yr. Median home value $537,534.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →