F

Columbia, CA

Source:

Affordability Score: 30/100

Population: 1,882 · 1 ZIP codes

The affordability dashboard for Columbia, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,882 residents, then layers in county-level federal data to produce an overall grade of F (30/100). The headline inputs are median household income of $54,697, median home value of $434,800, median rent of $1,131 per month, and 32.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,589 per month (studio $1,096, 1BR $1,257, 3BR $2,078, 4BR $2,666). Department of Labor data lists infant center-based childcare at $14,010 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 9.5% and poverty 19.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,697
Median household income
Education C
32.5%
Bachelor's degree or higher
Housing F
7.9x
Home value $434,800 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,589/mo
2BR fair market rent (35% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,010/yr
Center-based infant care (26% of income)

Income & Employment

Median Income
$54,697
▼ 12% vs national
Per Capita Income
$31,450
Unemployment Rate
9.5%
Poverty Rate
19.1%

Housing

Median Home Value
$434,800
▲ 58% vs national
Median Rent
$1,131/mo
Owner Occupied
71.5%
2BR Fair Market Rent
$1,589/mo
▲ 32% vs national

Fair Market Rents by Bedroom

Studio
$1,096
1BR
$1,257
2BR
$1,589
3BR
$2,078
4BR
$2,666

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.5%
▲ 3 ppt vs national
High School+
54.4%
Median Age
61.4
Avg. Commute

Childcare Costs

Infant (Center)
$14,010/yr
26% of income
Toddler (Center)
$10,779/yr
Preschool (Center)
$8,420/yr
School-Age (Center)
$4,047/yr

What This Means

Columbia, CA receives an overall affordability grade of F (30/100), aggregated from 1 ZIP codes with a total population of 1,882. Challenges include housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Columbia, CA affordable?
Columbia, CA receives an overall affordability grade of F (30/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,697. Median home value is $434,800.
What is the cost of living in Columbia?
Key cost metrics: Median rent $1,131/mo. 2BR fair market rent $1,589/mo. Infant childcare $14,010/yr. Median home value $434,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →