D

Columbia, NC

Source:

Affordability Score: 40/100

Population: 4,217 · 1 ZIP codes

The affordability dashboard for Columbia, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,217 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $41,522, median home value of $161,100, median rent of $644 per month, and 13.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $739, 1BR $744, 3BR $1,286, 4BR $1,390). Department of Labor data lists infant center-based childcare at $5,692 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 2.6% and poverty 18.5% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$41,522
Median household income
Education F
13.2%
Bachelor's degree or higher
Housing D
3.9x
Home value $161,100 vs income
Commute N/A
N/A
Average commute time
Rent C+
$925/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$5,692/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$41,522
▼ 33% vs national
Per Capita Income
$23,742
Unemployment Rate
2.6%
Poverty Rate
18.5%

Housing

Median Home Value
$161,100
▼ 41% vs national
Median Rent
$644/mo
Owner Occupied
77.4%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$739
1BR
$744
2BR
$925
3BR
$1,286
4BR
$1,390

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.2%
▼ 17 ppt vs national
High School+
53.7%
Median Age
47.6
Avg. Commute
-

Childcare Costs

Infant (Center)
$5,692/yr
14% of income
Toddler (Center)
$5,662/yr
Preschool (Center)
$5,662/yr
School-Age (Center)
$3,068/yr

What This Means

Columbia, NC receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 4,217. Challenges include income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Columbia, NC affordable?
Columbia, NC receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $41,522. Median home value is $161,100.
What is the cost of living in Columbia?
Key cost metrics: Median rent $644/mo. 2BR fair market rent $925/mo. Infant childcare $5,692/yr. Median home value $161,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →