C

Columbia, VA

Source:

Affordability Score: 55/100

Population: 1,775 · 1 ZIP codes

The affordability dashboard for Columbia, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,775 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $87,083, median home value of $434,400, median rent of $2,105 per month, and 34.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,655 per month (studio $1,442, 1BR $1,507, 3BR $2,072, 4BR $2,553). Department of Labor data lists infant center-based childcare at $15,268 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 2.4% and poverty 10.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$87,083
Median household income
Education C
34.8%
Bachelor's degree or higher
Housing F
5.0x
Home value $434,400 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,655/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$15,268/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$87,083
▲ 40% vs national
Per Capita Income
$75,686
Unemployment Rate
2.4%
Poverty Rate
10.3%

Housing

Median Home Value
$434,400
▲ 58% vs national
Median Rent
$2,105/mo
Owner Occupied
95.3%
2BR Fair Market Rent
$1,655/mo
▲ 38% vs national

Fair Market Rents by Bedroom

Studio
$1,442
1BR
$1,507
2BR
$1,655
3BR
$2,072
4BR
$2,553

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.8%
▲ 5 ppt vs national
High School+
61.3%
Median Age
57.8
Avg. Commute

Childcare Costs

Infant (Center)
$15,268/yr
18% of income
Toddler (Center)
$10,586/yr
Preschool (Center)
$10,586/yr
School-Age (Center)
$7,908/yr

What This Means

Columbia, VA receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 1,775. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Columbia, VA affordable?
Columbia, VA receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $87,083. Median home value is $434,400.
What is the cost of living in Columbia?
Key cost metrics: Median rent $2,105/mo. 2BR fair market rent $1,655/mo. Infant childcare $15,268/yr. Median home value $434,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →