C+

Columbus, MS

Source:

Affordability Score: 60/100

Population: 50,547 · 3 ZIP codes

The affordability dashboard for Columbus, MS aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 50,547 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $52,285, median home value of $160,557, median rent of $953 per month, and 28.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $872 per month (studio $738, 1BR $743, 3BR $1,195, 4BR $1,263). Department of Labor data lists infant center-based childcare at $5,886 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Columbus, MS include rent. Pressure points are income. Unemployment currently reads 6.9% and poverty 19.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$52,285
Median household income
Education D
28.3%
Bachelor's degree or higher
Housing B-
3.1x
Home value $160,557 vs income
Commute B
21 min
Average commute time
Rent B+
$872/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$5,886/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$52,285
▼ 16% vs national
Per Capita Income
$29,805
Unemployment Rate
6.9%
Poverty Rate
19.2%

Housing

Median Home Value
$160,557
▼ 42% vs national
Median Rent
$953/mo
Owner Occupied
58.5%
2BR Fair Market Rent
$872/mo
▼ 27% vs national

Fair Market Rents by Bedroom

Studio
$738
1BR
$743
2BR
$872
3BR
$1,195
4BR
$1,263

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.3%
▼ 2 ppt vs national
High School+
60.8%
Median Age
39.6
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$5,886/yr
11% of income
Toddler (Center)
$5,360/yr
Preschool (Center)
$5,360/yr
School-Age (Center)
$5,097/yr

What This Means

Columbus, MS receives an overall affordability grade of C+ (60/100), aggregated from 3 ZIP codes with a total population of 50,547. This area performs well in rent. Challenges include income. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Columbus ZIP Codes
View all 3 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Columbus, MS affordable?
Columbus, MS receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $52,285. Median home value is $160,557.
What is the cost of living in Columbus?
Key cost metrics: Median rent $953/mo. 2BR fair market rent $872/mo. Infant childcare $5,886/yr. Median home value $160,557.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →