D

Commerce, GA

Source:

Affordability Score: 47/100

Population: 17,672 · 2 ZIP codes

The affordability dashboard for Commerce, GA aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 17,672 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $59,579, median home value of $254,841, median rent of $1,078 per month, and 15.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,153 per month (studio $981, 1BR $1,004, 3BR $1,483, 4BR $1,934). Department of Labor data lists infant center-based childcare at $7,436 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 2.6% and poverty 13.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,579
Median household income
Education F
15.4%
Bachelor's degree or higher
Housing F
4.3x
Home value $254,841 vs income
Commute D
26 min
Average commute time
Rent B
$1,153/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$7,436/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$59,579
▼ 4% vs national
Per Capita Income
$28,470
Unemployment Rate
2.6%
Poverty Rate
13.9%

Housing

Median Home Value
$254,841
▼ 7% vs national
Median Rent
$1,078/mo
Owner Occupied
63.1%
2BR Fair Market Rent
$1,153/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$981
1BR
$1,004
2BR
$1,153
3BR
$1,483
4BR
$1,934

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.4%
▼ 15 ppt vs national
High School+
50.1%
Median Age
38.1
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$7,436/yr
12% of income
Toddler (Center)
$6,916/yr
Preschool (Center)
$6,638/yr
School-Age (Center)
$3,640/yr

What This Means

Commerce, GA receives an overall affordability grade of D (47/100), aggregated from 2 ZIP codes with a total population of 17,672. Challenges include education and housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Commerce ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Commerce, GA affordable?
Commerce, GA receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,579. Median home value is $254,841.
What is the cost of living in Commerce?
Key cost metrics: Median rent $1,078/mo. 2BR fair market rent $1,153/mo. Infant childcare $7,436/yr. Median home value $254,841.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →