C

Concord, NH

Source:

Affordability Score: 57/100

Population: 48,532 · 2 ZIP codes

The affordability dashboard for Concord, NH aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 48,532 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $84,798, median home value of $347,278, median rent of $1,433 per month, and 40.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,974 per month (studio $1,361, 1BR $1,504, 3BR $2,604, 4BR $2,614). Department of Labor data lists infant center-based childcare at $14,926 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 4.1% and poverty 9.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,798
Median household income
Education B
40.1%
Bachelor's degree or higher
Housing F
4.1x
Home value $347,278 vs income
Commute C
24 min
Average commute time
Rent C
$1,974/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,926/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$84,798
▲ 37% vs national
Per Capita Income
$46,084
Unemployment Rate
4.1%
Poverty Rate
9.6%

Housing

Median Home Value
$347,278
▲ 26% vs national
Median Rent
$1,433/mo
Owner Occupied
59.6%
2BR Fair Market Rent
$1,974/mo
▲ 65% vs national

Fair Market Rents by Bedroom

Studio
$1,361
1BR
$1,504
2BR
$1,974
3BR
$2,604
4BR
$2,614

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.1%
▲ 10 ppt vs national
High School+
67.6%
Median Age
41.1
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$14,926/yr
18% of income
Toddler (Center)
$14,155/yr
Preschool (Center)
$12,409/yr
School-Age (Center)
$11,095/yr

What This Means

Concord, NH receives an overall affordability grade of C (57/100), aggregated from 2 ZIP codes with a total population of 48,532. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Concord ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Concord, NH affordable?
Concord, NH receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,798. Median home value is $347,278.
What is the cost of living in Concord?
Key cost metrics: Median rent $1,433/mo. 2BR fair market rent $1,974/mo. Infant childcare $14,926/yr. Median home value $347,278.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →