D

Conowingo, MD

Source:

Affordability Score: 49/100

Population: 4,284 · 1 ZIP codes

The affordability dashboard for Conowingo, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,284 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $84,587, median home value of $324,800, median rent of $876 per month, and 16.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423). Department of Labor data lists infant center-based childcare at $13,231 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 3.1% and poverty 6.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,587
Median household income
Education F
16.1%
Bachelor's degree or higher
Housing D
3.8x
Home value $324,800 vs income
Commute F
36 min
Average commute time
Rent C+
$1,810/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$13,231/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$84,587
▲ 36% vs national
Per Capita Income
$47,697
Unemployment Rate
3.1%
Poverty Rate
6.1%

Housing

Median Home Value
$324,800
▲ 18% vs national
Median Rent
$876/mo
Owner Occupied
88.6%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.1%
▼ 14 ppt vs national
High School+
53.6%
Median Age
42.9
Avg. Commute
36 min
▲ 10 min vs national

Childcare Costs

Infant (Center)
$13,231/yr
16% of income
Toddler (Center)
$9,116/yr
Preschool (Center)
$9,116/yr
School-Age (Center)
$8,455/yr

What This Means

Conowingo, MD receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 4,284. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Conowingo, MD affordable?
Conowingo, MD receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,587. Median home value is $324,800.
What is the cost of living in Conowingo?
Key cost metrics: Median rent $876/mo. 2BR fair market rent $1,810/mo. Infant childcare $13,231/yr. Median home value $324,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →