F

Cooleemee, NC

Source:

Affordability Score: 36/100

Population: 840 · 1 ZIP codes

The affordability dashboard for Cooleemee, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 840 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $44,625, median home value of $147,300, median rent of $968 per month, and 15.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,232 per month (studio $995, 1BR $1,082, 3BR $1,607, 4BR $1,898). Department of Labor data lists infant center-based childcare at $10,828 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, childcare. Unemployment currently reads 5.7% and poverty 11.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$44,625
Median household income
Education F
15.6%
Bachelor's degree or higher
Housing C
3.3x
Home value $147,300 vs income
Commute F
29 min
Average commute time
Rent D
$1,232/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,828/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$44,625
▼ 28% vs national
Per Capita Income
$24,935
Unemployment Rate
5.7%
Poverty Rate
11.1%

Housing

Median Home Value
$147,300
▼ 46% vs national
Median Rent
$968/mo
Owner Occupied
72.5%
2BR Fair Market Rent
$1,232/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,082
2BR
$1,232
3BR
$1,607
4BR
$1,898

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.6%
▼ 14 ppt vs national
High School+
50.6%
Median Age
34.4
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$10,828/yr
24% of income
Toddler (Center)
$8,299/yr
Preschool (Center)
$8,402/yr
School-Age (Center)
$8,460/yr

What This Means

Cooleemee, NC receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 840. Challenges include income and education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Cooleemee, NC affordable?
Cooleemee, NC receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $44,625. Median home value is $147,300.
What is the cost of living in Cooleemee?
Key cost metrics: Median rent $968/mo. 2BR fair market rent $1,232/mo. Infant childcare $10,828/yr. Median home value $147,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →