D

Coto Laurel, PR

Source:

Affordability Score: 42/100

Population: 13,800 · 1 ZIP codes

The affordability dashboard for Coto Laurel, PR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,800 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $27,967, median home value of $119,800, median rent of $730 per month, and 31.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $524 per month (studio $454, 1BR $467, 3BR $738, 4BR $828).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing. Unemployment currently reads 13.5% and poverty 37.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$27,967
Median household income
Education C-
31.9%
Bachelor's degree or higher
Housing F
4.3x
Home value $119,800 vs income
Commute B-
22 min
Average commute time
Rent B
$524/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$27,967
▼ 55% vs national
Per Capita Income
$16,044
Unemployment Rate
13.5%
Poverty Rate
37.6%

Housing

Median Home Value
$119,800
▼ 56% vs national
Median Rent
$730/mo
Owner Occupied
83.5%
2BR Fair Market Rent
$524/mo
▼ 56% vs national

Fair Market Rents by Bedroom

Studio
$454
1BR
$467
2BR
$524
3BR
$738
4BR
$828

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.9%
▲ 2 ppt vs national
High School+
58.3%
Median Age
41.9
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Coto Laurel, PR receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 13,800. Challenges include income and housing. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Coto Laurel ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Coto Laurel, PR affordable?
Coto Laurel, PR receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $27,967. Median home value is $119,800.
What is the cost of living in Coto Laurel?
Key cost metrics: Median rent $730/mo. 2BR fair market rent $524/mo. Median home value $119,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →