F

Cotton Plant, AR

Source:

Affordability Score: 17/100

Population: 817 · 1 ZIP codes

The affordability dashboard for Cotton Plant, AR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 817 residents, then layers in county-level federal data to produce an overall grade of F (17/100). The headline inputs are median household income of $13,264, median home value of $47,400, median rent of $555 per month, and 14.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $880 per month (studio $630, 1BR $803, 3BR $1,157, 4BR $1,240).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent. Unemployment currently reads 18.5% and poverty 57.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$13,264
Median household income
Education F
14.2%
Bachelor's degree or higher
Housing D
3.6x
Home value $47,400 vs income
Commute N/A
N/A
Average commute time
Rent F
$880/mo
2BR fair market rent (80% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$13,264
▼ 79% vs national
Per Capita Income
$22,248
Unemployment Rate
18.5%
Poverty Rate
57.9%

Housing

Median Home Value
$47,400
▼ 83% vs national
Median Rent
$555/mo
Owner Occupied
41.2%
2BR Fair Market Rent
$880/mo
▼ 27% vs national

Fair Market Rents by Bedroom

Studio
$630
1BR
$803
2BR
$880
3BR
$1,157
4BR
$1,240

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.2%
▼ 16 ppt vs national
High School+
64.5%
Median Age
60.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Cotton Plant, AR receives an overall affordability grade of F (17/100), aggregated from 1 ZIP codes with a total population of 817. Challenges include income and education and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

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Explore Cotton Plant ZIP Codes
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What are common questions about this dashboard?

Is Cotton Plant, AR affordable?
Cotton Plant, AR receives an overall affordability grade of F (17/100) based on Census, HUD, FBI, and DOL data. Median household income is $13,264. Median home value is $47,400.
What is the cost of living in Cotton Plant?
Key cost metrics: Median rent $555/mo. 2BR fair market rent $880/mo. Median home value $47,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →