B-

Cowansville, PA

Source:

Affordability Score: 67/100

Population: 1,195 · 1 ZIP codes

The affordability dashboard for Cowansville, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,195 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $71,000, median home value of $196,400, median rent of $441 per month, and 27.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,002 per month (studio $691, 1BR $767, 3BR $1,300, 4BR $1,399).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cowansville, PA include housing, rent. Unemployment currently reads 6.6% and poverty 12.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,000
Median household income
Education D
27.3%
Bachelor's degree or higher
Housing B+
2.8x
Home value $196,400 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,002/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$71,000
▲ 15% vs national
Per Capita Income
$39,880
Unemployment Rate
6.6%
Poverty Rate
12.2%

Housing

Median Home Value
$196,400
▼ 29% vs national
Median Rent
$441/mo
Owner Occupied
88.6%
2BR Fair Market Rent
$1,002/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$691
1BR
$767
2BR
$1,002
3BR
$1,300
4BR
$1,399

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.3%
▼ 3 ppt vs national
High School+
77.4%
Median Age
49.1
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Cowansville, PA receives an overall affordability grade of B- (67/100), aggregated from 1 ZIP codes with a total population of 1,195. This area performs well in housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cowansville ZIP Codes
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What are common questions about this dashboard?

Is Cowansville, PA affordable?
Cowansville, PA receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,000. Median home value is $196,400.
What is the cost of living in Cowansville?
Key cost metrics: Median rent $441/mo. 2BR fair market rent $1,002/mo. Median home value $196,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →