B+

Crestwood, KY

Source:

Affordability Score: 77/100

Population: 19,986 · 1 ZIP codes

The affordability dashboard for Crestwood, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,986 residents, then layers in county-level federal data to produce an overall grade of B+ (77/100). The headline inputs are median household income of $121,189, median home value of $393,700, median rent of $1,253 per month, and 47.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,272 per month (studio $966, 1BR $1,047, 3BR $1,625, 4BR $1,891). Department of Labor data lists infant center-based childcare at $7,868 per year, consuming 6% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Crestwood, KY include income, education, rent, childcare. Unemployment currently reads 3.9% and poverty 5.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$121,189
Median household income
Education B+
47.0%
Bachelor's degree or higher
Housing C
3.2x
Home value $393,700 vs income
Commute D
27 min
Average commute time
Rent A+
$1,272/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A
$7,868/yr
Center-based infant care (6% of income)

Income & Employment

Median Income
$121,189
▲ 95% vs national
Per Capita Income
$57,189
Unemployment Rate
3.9%
Poverty Rate
5.3%

Housing

Median Home Value
$393,700
▲ 43% vs national
Median Rent
$1,253/mo
Owner Occupied
88.0%
2BR Fair Market Rent
$1,272/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$966
1BR
$1,047
2BR
$1,272
3BR
$1,625
4BR
$1,891

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
47.0%
▲ 17 ppt vs national
High School+
68.0%
Median Age
40.2
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$7,868/yr
6% of income
Toddler (Center)
$6,858/yr
Preschool (Center)
$6,858/yr
School-Age (Center)
$6,218/yr

What This Means

Crestwood, KY receives an overall affordability grade of B+ (77/100), aggregated from 1 ZIP codes with a total population of 19,986. This area performs well in income and education and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Crestwood, KY affordable?
Crestwood, KY receives an overall affordability grade of B+ (77/100) based on Census, HUD, FBI, and DOL data. Median household income is $121,189. Median home value is $393,700.
What is the cost of living in Crestwood?
Key cost metrics: Median rent $1,253/mo. 2BR fair market rent $1,272/mo. Infant childcare $7,868/yr. Median home value $393,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →