C

Cruger, MS

Source:

Affordability Score: 56/100

Population: 771 · 1 ZIP codes

The affordability dashboard for Cruger, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 771 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $43,750, median home value of $90,000, median rent of $1,081 per month, and 25.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $708, 1BR $713, 3BR $1,049, 4BR $1,118). Department of Labor data lists infant center-based childcare at $6,169 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cruger, MS include housing. Pressure points are income. Unemployment currently reads 3.8% and poverty 14.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$43,750
Median household income
Education D
25.6%
Bachelor's degree or higher
Housing A
2.1x
Home value $90,000 vs income
Commute N/A
N/A
Average commute time
Rent B
$842/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$6,169/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$43,750
▼ 29% vs national
Per Capita Income
$31,565
Unemployment Rate
3.8%
Poverty Rate
14.0%

Housing

Median Home Value
$90,000
▼ 67% vs national
Median Rent
$1,081/mo
Owner Occupied
73.2%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$708
1BR
$713
2BR
$842
3BR
$1,049
4BR
$1,118

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.6%
▼ 4 ppt vs national
High School+
74.9%
Median Age
38.9
Avg. Commute

Childcare Costs

Infant (Center)
$6,169/yr
14% of income
Toddler (Center)
$5,614/yr
Preschool (Center)
$5,614/yr
School-Age (Center)
$5,337/yr

What This Means

Cruger, MS receives an overall affordability grade of C (56/100), aggregated from 1 ZIP codes with a total population of 771. This area performs well in housing. Challenges include income. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Cruger, MS affordable?
Cruger, MS receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $43,750. Median home value is $90,000.
What is the cost of living in Cruger?
Key cost metrics: Median rent $1,081/mo. 2BR fair market rent $842/mo. Infant childcare $6,169/yr. Median home value $90,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →