F

Cubero, NM

Source:

Affordability Score: 39/100

Population: 654 · 1 ZIP codes

The affordability dashboard for Cubero, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 654 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $44,638, median home value of , median rent of per month, and 18.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $993 per month (studio $738, 1BR $823, 3BR $1,223, 4BR $1,315).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 0.0% and poverty 2.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$44,638
Median household income
Education F
18.3%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent C+
$993/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$44,638
▼ 28% vs national
Per Capita Income
$8,319
Unemployment Rate
0.0%
Poverty Rate
2.3%

Housing

Median Home Value
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$993/mo
▼ 17% vs national

Fair Market Rents by Bedroom

Studio
$738
1BR
$823
2BR
$993
3BR
$1,223
4BR
$1,315

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.3%
▼ 12 ppt vs national
High School+
100.0%
Median Age
23.5
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Cubero, NM receives an overall affordability grade of F (39/100), aggregated from 1 ZIP codes with a total population of 654. Challenges include income and education. Data was unavailable for housing, commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cubero ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Cubero, NM affordable?
Cubero, NM receives an overall affordability grade of F (39/100) based on Census, HUD, FBI, and DOL data. Median household income is $44,638.
What is the cost of living in Cubero?
Key cost metrics: 2BR fair market rent $993/mo.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →