F

D Lo, MS

Source:

Affordability Score: 36/100

Population: 467 · 1 ZIP codes

The affordability dashboard for D Lo, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 467 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $32,292, median home value of $75,000, median rent of $835 per month, and 7.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $858 per month (studio $592, 1BR $762, 3BR $1,193, 4BR $1,439). Department of Labor data lists infant center-based childcare at $7,925 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for D Lo, MS include housing. Pressure points are income, education, childcare. Unemployment currently reads 23.5% and poverty 39.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$32,292
Median household income
Education F
7.4%
Bachelor's degree or higher
Housing A-
2.3x
Home value $75,000 vs income
Commute N/A
N/A
Average commute time
Rent D
$858/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$7,925/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$32,292
▼ 48% vs national
Per Capita Income
$18,490
Unemployment Rate
23.5%
Poverty Rate
39.8%

Housing

Median Home Value
$75,000
▼ 73% vs national
Median Rent
$835/mo
Owner Occupied
58.3%
2BR Fair Market Rent
$858/mo
▼ 28% vs national

Fair Market Rents by Bedroom

Studio
$592
1BR
$762
2BR
$858
3BR
$1,193
4BR
$1,439

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
7.4%
▼ 23 ppt vs national
High School+
41.9%
Median Age
38.1
Avg. Commute

Childcare Costs

Infant (Center)
$7,925/yr
25% of income
Toddler (Center)
$7,382/yr
Preschool (Center)
$6,758/yr
School-Age (Center)
$5,550/yr

What This Means

D Lo, MS receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 467. This area performs well in housing. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is D Lo, MS affordable?
D Lo, MS receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $32,292. Median home value is $75,000.
What is the cost of living in D Lo?
Key cost metrics: Median rent $835/mo. 2BR fair market rent $858/mo. Infant childcare $7,925/yr. Median home value $75,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →