F

Dearing, GA

Source:

Affordability Score: 30/100

Population: 4,615 · 1 ZIP codes

The affordability dashboard for Dearing, GA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,615 residents, then layers in county-level federal data to produce an overall grade of F (30/100). The headline inputs are median household income of $39,375, median home value of $166,700, median rent of $772 per month, and 13.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,261 per month (studio $939, 1BR $1,114, 3BR $1,627, 4BR $1,984). Department of Labor data lists infant center-based childcare at $7,436 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 1.5% and poverty 25.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$39,375
Median household income
Education F
13.3%
Bachelor's degree or higher
Housing F
4.2x
Home value $166,700 vs income
Commute C
25 min
Average commute time
Rent F
$1,261/mo
2BR fair market rent (38% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$7,436/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$39,375
▼ 36% vs national
Per Capita Income
$23,635
Unemployment Rate
1.5%
Poverty Rate
25.1%

Housing

Median Home Value
$166,700
▼ 39% vs national
Median Rent
$772/mo
Owner Occupied
65.2%
2BR Fair Market Rent
$1,261/mo
▲ 5% vs national

Fair Market Rents by Bedroom

Studio
$939
1BR
$1,114
2BR
$1,261
3BR
$1,627
4BR
$1,984

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.3%
▼ 17 ppt vs national
High School+
59.2%
Median Age
31.8
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$7,436/yr
19% of income
Toddler (Center)
$6,916/yr
Preschool (Center)
$6,638/yr
School-Age (Center)
$3,640/yr

What This Means

Dearing, GA receives an overall affordability grade of F (30/100), aggregated from 1 ZIP codes with a total population of 4,615. Challenges include income and education and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Dearing, GA affordable?
Dearing, GA receives an overall affordability grade of F (30/100) based on Census, HUD, FBI, and DOL data. Median household income is $39,375. Median home value is $166,700.
What is the cost of living in Dearing?
Key cost metrics: Median rent $772/mo. 2BR fair market rent $1,261/mo. Infant childcare $7,436/yr. Median home value $166,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →