C

Deary, ID

Source:

Affordability Score: 57/100

Population: 1,318 · 1 ZIP codes

The affordability dashboard for Deary, ID aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,318 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $78,345, median home value of $409,300, median rent of $1,125 per month, and 30.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,011 per month (studio $807, 1BR $863, 3BR $1,406, 4BR $1,696). Department of Labor data lists infant center-based childcare at $10,816 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Deary, ID include rent. Pressure points are housing. Unemployment currently reads 1.0% and poverty 5.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,345
Median household income
Education C-
30.0%
Bachelor's degree or higher
Housing F
5.2x
Home value $409,300 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,011/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,816/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$78,345
▲ 26% vs national
Per Capita Income
$38,577
Unemployment Rate
1.0%
Poverty Rate
5.5%

Housing

Median Home Value
$409,300
▲ 49% vs national
Median Rent
$1,125/mo
Owner Occupied
89.9%
2BR Fair Market Rent
$1,011/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$807
1BR
$863
2BR
$1,011
3BR
$1,406
4BR
$1,696

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.0%
▲ 0 ppt vs national
High School+
56.7%
Median Age
45.7
Avg. Commute

Childcare Costs

Infant (Center)
$10,816/yr
14% of income
Toddler (Center)
$10,789/yr
Preschool (Center)
$9,912/yr
School-Age (Center)
$9,328/yr

What This Means

Deary, ID receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 1,318. This area performs well in rent. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Deary, ID affordable?
Deary, ID receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,345. Median home value is $409,300.
What is the cost of living in Deary?
Key cost metrics: Median rent $1,125/mo. 2BR fair market rent $1,011/mo. Infant childcare $10,816/yr. Median home value $409,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →