C+

Decatur, MS

Source:

Affordability Score: 64/100

Population: 4,190 · 1 ZIP codes

The affordability dashboard for Decatur, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,190 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $57,667, median home value of $156,500, median rent of $879 per month, and 30.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $638, 1BR $642, 3BR $1,012, 4BR $1,115). Department of Labor data lists infant center-based childcare at $6,062 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Decatur, MS include housing, rent. Unemployment currently reads 5.5% and poverty 12.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,667
Median household income
Education C-
30.5%
Bachelor's degree or higher
Housing B+
2.7x
Home value $156,500 vs income
Commute C
24 min
Average commute time
Rent A-
$842/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$6,062/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$57,667
▼ 7% vs national
Per Capita Income
$35,985
Unemployment Rate
5.5%
Poverty Rate
12.9%

Housing

Median Home Value
$156,500
▼ 43% vs national
Median Rent
$879/mo
Owner Occupied
80.9%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$638
1BR
$642
2BR
$842
3BR
$1,012
4BR
$1,115

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.5%
▲ 1 ppt vs national
High School+
61.6%
Median Age
29.8
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$6,062/yr
11% of income
Toddler (Center)
$5,518/yr
Preschool (Center)
$5,518/yr
School-Age (Center)
$5,246/yr

What This Means

Decatur, MS receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 4,190. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Decatur, MS affordable?
Decatur, MS receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,667. Median home value is $156,500.
What is the cost of living in Decatur?
Key cost metrics: Median rent $879/mo. 2BR fair market rent $842/mo. Infant childcare $6,062/yr. Median home value $156,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →