B

Deer Creek, IL

Source:

Affordability Score: 73/100

Population: 1,124 · 1 ZIP codes

The affordability dashboard for Deer Creek, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,124 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $98,281, median home value of $202,400, median rent of $1,152 per month, and 27.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,039 per month (studio $758, 1BR $818, 3BR $1,346, 4BR $1,449). Department of Labor data lists infant center-based childcare at $14,577 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Deer Creek, IL include income, housing, rent. Unemployment currently reads 1.1% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$98,281
Median household income
Education D
27.9%
Bachelor's degree or higher
Housing A
2.1x
Home value $202,400 vs income
Commute C
25 min
Average commute time
Rent A+
$1,039/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$14,577/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$98,281
▲ 59% vs national
Per Capita Income
$44,309
Unemployment Rate
1.1%
Poverty Rate
5.2%

Housing

Median Home Value
$202,400
▼ 26% vs national
Median Rent
$1,152/mo
Owner Occupied
84.6%
2BR Fair Market Rent
$1,039/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$758
1BR
$818
2BR
$1,039
3BR
$1,346
4BR
$1,449

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.9%
▼ 2 ppt vs national
High School+
55.0%
Median Age
34.9
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$14,577/yr
15% of income
Toddler (Center)
$11,180/yr
Preschool (Center)
$9,447/yr
School-Age (Center)
$2,816/yr

What This Means

Deer Creek, IL receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 1,124. This area performs well in income and housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Deer Creek, IL affordable?
Deer Creek, IL receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $98,281. Median home value is $202,400.
What is the cost of living in Deer Creek?
Key cost metrics: Median rent $1,152/mo. 2BR fair market rent $1,039/mo. Infant childcare $14,577/yr. Median home value $202,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →