A

Deer Grove, IL

Source:

Affordability Score: 87/100

Population: 264 · 1 ZIP codes

The affordability dashboard for Deer Grove, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 264 residents, then layers in county-level federal data to produce an overall grade of A (87/100). The headline inputs are median household income of $148,309, median home value of $172,700, median rent of per month, and 30.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $916 per month (studio $673, 1BR $719, 3BR $1,208, 4BR $1,213). Department of Labor data lists infant center-based childcare at $12,289 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Deer Grove, IL include income, housing, rent, childcare. Unemployment currently reads 6.9% and poverty 2.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$148,309
Median household income
Education C-
30.0%
Bachelor's degree or higher
Housing A+
1.2x
Home value $172,700 vs income
Commute N/A
N/A
Average commute time
Rent A+
$916/mo
2BR fair market rent (7% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$12,289/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$148,309
▲ 139% vs national
Per Capita Income
$62,448
Unemployment Rate
6.9%
Poverty Rate
2.6%

Housing

Median Home Value
$172,700
▼ 37% vs national
Median Rent
Owner Occupied
84.7%
2BR Fair Market Rent
$916/mo
▼ 24% vs national

Fair Market Rents by Bedroom

Studio
$673
1BR
$719
2BR
$916
3BR
$1,208
4BR
$1,213

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.0%
▲ 0 ppt vs national
High School+
60.8%
Median Age
49.8
Avg. Commute

Childcare Costs

Infant (Center)
$12,289/yr
8% of income
Toddler (Center)
$10,903/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$2,275/yr

What This Means

Deer Grove, IL receives an overall affordability grade of A (87/100), aggregated from 1 ZIP codes with a total population of 264. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Deer Grove, IL affordable?
Deer Grove, IL receives an overall affordability grade of A (87/100) based on Census, HUD, FBI, and DOL data. Median household income is $148,309. Median home value is $172,700.
What is the cost of living in Deer Grove?
Key cost metrics: 2BR fair market rent $916/mo. Infant childcare $12,289/yr. Median home value $172,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →