D

Deer Isle, ME

Source:

Affordability Score: 43/100

Population: 1,636 · 1 ZIP codes

The affordability dashboard for Deer Isle, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,636 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $61,703, median home value of $299,500, median rent of $1,955 per month, and 33.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,501 per month (studio $1,227, 1BR $1,234, 3BR $2,047, 4BR $2,055). Department of Labor data lists infant center-based childcare at $11,908 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 3.1% and poverty 19.5% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,703
Median household income
Education C
33.7%
Bachelor's degree or higher
Housing F
4.9x
Home value $299,500 vs income
Commute N/A
N/A
Average commute time
Rent C-
$1,501/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,908/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$61,703
▼ 0% vs national
Per Capita Income
$39,169
Unemployment Rate
3.1%
Poverty Rate
19.5%

Housing

Median Home Value
$299,500
▲ 9% vs national
Median Rent
$1,955/mo
Owner Occupied
84.7%
2BR Fair Market Rent
$1,501/mo
▲ 25% vs national

Fair Market Rents by Bedroom

Studio
$1,227
1BR
$1,234
2BR
$1,501
3BR
$2,047
4BR
$2,055

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.7%
▲ 4 ppt vs national
High School+
73.3%
Median Age
53.9
Avg. Commute
-

Childcare Costs

Infant (Center)
$11,908/yr
19% of income
Toddler (Center)
$11,908/yr
Preschool (Center)
$10,088/yr
School-Age (Center)
$4,801/yr

What This Means

Deer Isle, ME receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 1,636. Challenges include housing and childcare. Data was unavailable for commute, safety – these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Deer Isle, ME affordable?
Deer Isle, ME receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,703. Median home value is $299,500.
What is the cost of living in Deer Isle?
Key cost metrics: Median rent $1,955/mo. 2BR fair market rent $1,501/mo. Infant childcare $11,908/yr. Median home value $299,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →