D

Deer Trail, CO

Source:

Affordability Score: 40/100

Population: 1,171 · 1 ZIP codes

The affordability dashboard for Deer Trail, CO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,171 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $79,792, median home value of $374,300, median rent of $1,031 per month, and 18.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,089 per month (studio $1,643, 1BR $1,754, 3BR $2,734, 4BR $3,049). Department of Labor data lists infant center-based childcare at $19,625 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 1.1% and poverty 15.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,792
Median household income
Education F
18.5%
Bachelor's degree or higher
Housing F
4.7x
Home value $374,300 vs income
Commute N/A
N/A
Average commute time
Rent D
$2,089/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$19,625/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$79,792
▲ 29% vs national
Per Capita Income
$38,940
Unemployment Rate
1.1%
Poverty Rate
15.4%

Housing

Median Home Value
$374,300
▲ 36% vs national
Median Rent
$1,031/mo
Owner Occupied
91.3%
2BR Fair Market Rent
$2,089/mo
▲ 74% vs national

Fair Market Rents by Bedroom

Studio
$1,643
1BR
$1,754
2BR
$2,089
3BR
$2,734
4BR
$3,049

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.5%
▼ 11 ppt vs national
High School+
63.1%
Median Age
45.8
Avg. Commute

Childcare Costs

Infant (Center)
$19,625/yr
25% of income
Toddler (Center)
$16,926/yr
Preschool (Center)
$14,586/yr
School-Age (Center)
$26,224/yr

What This Means

Deer Trail, CO receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 1,171. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Deer Trail ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Deer Trail, CO affordable?
Deer Trail, CO receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,792. Median home value is $374,300.
What is the cost of living in Deer Trail?
Key cost metrics: Median rent $1,031/mo. 2BR fair market rent $2,089/mo. Infant childcare $19,625/yr. Median home value $374,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →