C+

Des Moines, IA

Source:

Affordability Score: 62/100

Population: 212,318 · 11 ZIP codes

The affordability dashboard for Des Moines, IA aggregates Census ACS 5-Year Estimates across 11 ZIP codes covering 212,318 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $68,100, median home value of $203,189, median rent of $1,067 per month, and 27.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,318 per month (studio $1,063, 1BR $1,109, 3BR $1,794, 4BR $1,841). Department of Labor data lists infant center-based childcare at $9,220 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Des Moines, IA include commute. Unemployment currently reads 5.8% and poverty 15.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,100
Median household income
Education D
27.9%
Bachelor's degree or higher
Housing B-
3.0x
Home value $203,189 vs income
Commute B+
20 min
Average commute time
Rent B
$1,318/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,220/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$68,100
▲ 10% vs national
Per Capita Income
$37,281
Unemployment Rate
5.8%
Poverty Rate
15.0%

Housing

Median Home Value
$203,189
▼ 26% vs national
Median Rent
$1,067/mo
Owner Occupied
64.4%
2BR Fair Market Rent
$1,318/mo
▲ 10% vs national

Fair Market Rents by Bedroom

Studio
$1,063
1BR
$1,109
2BR
$1,318
3BR
$1,794
4BR
$1,841

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.9%
▼ 2 ppt vs national
High School+
57.3%
Median Age
35.4
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$9,220/yr
14% of income
Toddler (Center)
$7,945/yr
Preschool (Center)
$7,945/yr
School-Age (Center)
$6,356/yr

What This Means

Des Moines, IA receives an overall affordability grade of C+ (62/100), aggregated from 11 ZIP codes with a total population of 212,318. This area performs well in commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Des Moines ZIP Codes
View all 11 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Des Moines, IA affordable?
Des Moines, IA receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,100. Median home value is $203,189.
What is the cost of living in Des Moines?
Key cost metrics: Median rent $1,067/mo. 2BR fair market rent $1,318/mo. Infant childcare $9,220/yr. Median home value $203,189.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →