B

Divernon, IL

Source:

Affordability Score: 74/100

Population: 1,532 · 1 ZIP codes

The affordability dashboard for Divernon, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,532 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $82,188, median home value of $160,100, median rent of $1,034 per month, and 31.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,203 per month (studio $829, 1BR $970, 3BR $1,611, 4BR $1,682). Department of Labor data lists infant center-based childcare at $10,185 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Divernon, IL include housing, rent. Unemployment currently reads 4.8% and poverty 14.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,188
Median household income
Education C-
31.2%
Bachelor's degree or higher
Housing A+
1.9x
Home value $160,100 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,203/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$10,185/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$82,188
▲ 33% vs national
Per Capita Income
$34,208
Unemployment Rate
4.8%
Poverty Rate
14.2%

Housing

Median Home Value
$160,100
▼ 42% vs national
Median Rent
$1,034/mo
Owner Occupied
80.7%
2BR Fair Market Rent
$1,203/mo
▲ 0% vs national

Fair Market Rents by Bedroom

Studio
$829
1BR
$970
2BR
$1,203
3BR
$1,611
4BR
$1,682

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.2%
▲ 1 ppt vs national
High School+
57.6%
Median Age
36.0
Avg. Commute

Childcare Costs

Infant (Center)
$10,185/yr
12% of income
Toddler (Center)
$9,793/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$2,124/yr

What This Means

Divernon, IL receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 1,532. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Divernon ZIP Codes
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What are common questions about this dashboard?

Is Divernon, IL affordable?
Divernon, IL receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,188. Median home value is $160,100.
What is the cost of living in Divernon?
Key cost metrics: Median rent $1,034/mo. 2BR fair market rent $1,203/mo. Infant childcare $10,185/yr. Median home value $160,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →