F

East Flat Rock, NC

Source:

Affordability Score: 36/100

Population: 3,203 · 1 ZIP codes

The affordability dashboard for East Flat Rock, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,203 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $54,152, median home value of $198,400, median rent of $976 per month, and 9.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,567 per month (studio $1,227, 1BR $1,429, 3BR $1,905, 4BR $2,629). Department of Labor data lists infant center-based childcare at $10,114 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, rent, childcare. Unemployment currently reads 8.1% and poverty 15.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,152
Median household income
Education F
9.1%
Bachelor's degree or higher
Housing D
3.7x
Home value $198,400 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,567/mo
2BR fair market rent (35% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,114/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$54,152
▼ 13% vs national
Per Capita Income
$22,937
Unemployment Rate
8.1%
Poverty Rate
15.9%

Housing

Median Home Value
$198,400
▼ 28% vs national
Median Rent
$976/mo
Owner Occupied
61.1%
2BR Fair Market Rent
$1,567/mo
▲ 31% vs national

Fair Market Rents by Bedroom

Studio
$1,227
1BR
$1,429
2BR
$1,567
3BR
$1,905
4BR
$2,629

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.1%
▼ 21 ppt vs national
High School+
50.9%
Median Age
33.3
Avg. Commute

Childcare Costs

Infant (Center)
$10,114/yr
19% of income
Toddler (Center)
$7,732/yr
Preschool (Center)
$6,701/yr
School-Age (Center)
$6,747/yr

What This Means

East Flat Rock, NC receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 3,203. Challenges include education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is East Flat Rock, NC affordable?
East Flat Rock, NC receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,152. Median home value is $198,400.
What is the cost of living in East Flat Rock?
Key cost metrics: Median rent $976/mo. 2BR fair market rent $1,567/mo. Infant childcare $10,114/yr. Median home value $198,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →