C+

Elizabethtown, KY

Source:

Affordability Score: 61/100

Population: 48,194 · 1 ZIP codes

The affordability dashboard for Elizabethtown, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 48,194 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $69,619, median home value of $260,300, median rent of $934 per month, and 28.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,056 per month (studio $841, 1BR $846, 3BR $1,469, 4BR $1,771). Department of Labor data lists infant center-based childcare at $7,868 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Elizabethtown, KY include rent. Unemployment currently reads 5.4% and poverty 13.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,619
Median household income
Education D
28.0%
Bachelor's degree or higher
Housing D
3.7x
Home value $260,300 vs income
Commute B
21 min
Average commute time
Rent A-
$1,056/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,868/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$69,619
▲ 12% vs national
Per Capita Income
$41,340
Unemployment Rate
5.4%
Poverty Rate
13.5%

Housing

Median Home Value
$260,300
▼ 5% vs national
Median Rent
$934/mo
Owner Occupied
61.6%
2BR Fair Market Rent
$1,056/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$841
1BR
$846
2BR
$1,056
3BR
$1,469
4BR
$1,771

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.0%
▼ 2 ppt vs national
High School+
58.0%
Median Age
38.1
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$7,868/yr
11% of income
Toddler (Center)
$6,685/yr
Preschool (Center)
$6,685/yr
School-Age (Center)
$6,044/yr

What This Means

Elizabethtown, KY receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 48,194. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Elizabethtown, KY affordable?
Elizabethtown, KY receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,619. Median home value is $260,300.
What is the cost of living in Elizabethtown?
Key cost metrics: Median rent $934/mo. 2BR fair market rent $1,056/mo. Infant childcare $7,868/yr. Median home value $260,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →