A

Elko, GA

Source:

Affordability Score: 85/100

Population: 1,226 · 1 ZIP codes

The affordability dashboard for Elko, GA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,226 residents, then layers in county-level federal data to produce an overall grade of A (85/100). The headline inputs are median household income of $133,839, median home value of $318,600, median rent of per month, and 33.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,362 per month (studio $1,106, 1BR $1,221, 3BR $1,821, 4BR $2,148). Department of Labor data lists infant center-based childcare at $7,436 per year, consuming 6% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Elko, GA include income, housing, rent, childcare. Unemployment currently reads 2.7% and poverty 5.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$133,839
Median household income
Education C
33.7%
Bachelor's degree or higher
Housing A-
2.4x
Home value $318,600 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,362/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A
$7,436/yr
Center-based infant care (6% of income)

Income & Employment

Median Income
$133,839
▲ 116% vs national
Per Capita Income
$58,493
Unemployment Rate
2.7%
Poverty Rate
5.0%

Housing

Median Home Value
$318,600
▲ 16% vs national
Median Rent
Owner Occupied
93.0%
2BR Fair Market Rent
$1,362/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,106
1BR
$1,221
2BR
$1,362
3BR
$1,821
4BR
$2,148

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.7%
▲ 4 ppt vs national
High School+
62.2%
Median Age
44.2
Avg. Commute

Childcare Costs

Infant (Center)
$7,436/yr
6% of income
Toddler (Center)
$6,916/yr
Preschool (Center)
$6,638/yr
School-Age (Center)
$3,640/yr

What This Means

Elko, GA receives an overall affordability grade of A (85/100), aggregated from 1 ZIP codes with a total population of 1,226. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Elko, GA affordable?
Elko, GA receives an overall affordability grade of A (85/100) based on Census, HUD, FBI, and DOL data. Median household income is $133,839. Median home value is $318,600.
What is the cost of living in Elko?
Key cost metrics: 2BR fair market rent $1,362/mo. Infant childcare $7,436/yr. Median home value $318,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →