D

Elkton, OR

Source:

Affordability Score: 42/100

Population: 841 · 1 ZIP codes

The affordability dashboard for Elkton, OR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 841 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $61,944, median home value of $411,500, median rent of $973 per month, and 28.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,271 per month (studio $876, 1BR $969, 3BR $1,768, 4BR $2,132). Department of Labor data lists infant center-based childcare at $11,013 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 5.8% and poverty 10.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,944
Median household income
Education D
28.0%
Bachelor's degree or higher
Housing F
6.6x
Home value $411,500 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,271/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,013/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$61,944
▼ 0% vs national
Per Capita Income
$34,291
Unemployment Rate
5.8%
Poverty Rate
10.1%

Housing

Median Home Value
$411,500
▲ 50% vs national
Median Rent
$973/mo
Owner Occupied
73.5%
2BR Fair Market Rent
$1,271/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$876
1BR
$969
2BR
$1,271
3BR
$1,768
4BR
$2,132

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.0%
▼ 2 ppt vs national
High School+
59.7%
Median Age
38.0
Avg. Commute

Childcare Costs

Infant (Center)
$11,013/yr
18% of income
Toddler (Center)
$10,090/yr
Preschool (Center)
$8,284/yr
School-Age (Center)
$3,521/yr

What This Means

Elkton, OR receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 841. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Elkton ZIP Codes
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What are common questions about this dashboard?

Is Elkton, OR affordable?
Elkton, OR receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,944. Median home value is $411,500.
What is the cost of living in Elkton?
Key cost metrics: Median rent $973/mo. 2BR fair market rent $1,271/mo. Infant childcare $11,013/yr. Median home value $411,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →