F

Ellerslie, MD

Source:

Affordability Score: 24/100

Population: 631 · 1 ZIP codes

The affordability dashboard for Ellerslie, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 631 residents, then layers in county-level federal data to produce an overall grade of F (24/100). The headline inputs are median household income of $37,240, median home value of $163,300, median rent of $830 per month, and 6.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $694, 1BR $823, 3BR $1,333, 4BR $1,452). Department of Labor data lists infant center-based childcare at $12,369 per year, consuming 33% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 9.8% and poverty 16.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$37,240
Median household income
Education F
6.4%
Bachelor's degree or higher
Housing F
4.4x
Home value $163,300 vs income
Commute N/A
N/A
Average commute time
Rent D
$973/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,369/yr
Center-based infant care (33% of income)

Income & Employment

Median Income
$37,240
▼ 40% vs national
Per Capita Income
$34,790
Unemployment Rate
9.8%
Poverty Rate
16.3%

Housing

Median Home Value
$163,300
▼ 41% vs national
Median Rent
$830/mo
Owner Occupied
70.4%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$694
1BR
$823
2BR
$973
3BR
$1,333
4BR
$1,452

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
6.4%
▼ 24 ppt vs national
High School+
54.7%
Median Age
54.3
Avg. Commute

Childcare Costs

Infant (Center)
$12,369/yr
33% of income
Toddler (Center)
$8,349/yr
Preschool (Center)
$8,349/yr
School-Age (Center)
$7,996/yr

What This Means

Ellerslie, MD receives an overall affordability grade of F (24/100), aggregated from 1 ZIP codes with a total population of 631. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ellerslie ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Ellerslie, MD affordable?
Ellerslie, MD receives an overall affordability grade of F (24/100) based on Census, HUD, FBI, and DOL data. Median household income is $37,240. Median home value is $163,300.
What is the cost of living in Ellerslie?
Key cost metrics: Median rent $830/mo. 2BR fair market rent $973/mo. Infant childcare $12,369/yr. Median home value $163,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →