C+

Ellsworth, ME

Source:

Affordability Score: 60/100

Population: 12,974 · 1 ZIP codes

The affordability dashboard for Ellsworth, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 12,974 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $77,377, median home value of $256,900, median rent of $1,068 per month, and 36.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,501 per month (studio $1,227, 1BR $1,234, 3BR $2,047, 4BR $2,055). Department of Labor data lists infant center-based childcare at $11,908 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 3.8% and poverty 10.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$77,377
Median household income
Education C+
36.9%
Bachelor's degree or higher
Housing C
3.3x
Home value $256,900 vs income
Commute D
27 min
Average commute time
Rent B
$1,501/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,908/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$77,377
▲ 25% vs national
Per Capita Income
$39,435
Unemployment Rate
3.8%
Poverty Rate
10.4%

Housing

Median Home Value
$256,900
▼ 7% vs national
Median Rent
$1,068/mo
Owner Occupied
73.1%
2BR Fair Market Rent
$1,501/mo
▲ 25% vs national

Fair Market Rents by Bedroom

Studio
$1,227
1BR
$1,234
2BR
$1,501
3BR
$2,047
4BR
$2,055

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.9%
▲ 7 ppt vs national
High School+
66.0%
Median Age
44.0
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$11,908/yr
15% of income
Toddler (Center)
$11,908/yr
Preschool (Center)
$10,088/yr
School-Age (Center)
$4,801/yr

What This Means

Ellsworth, ME receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 12,974. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ellsworth, ME affordable?
Ellsworth, ME receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,377. Median home value is $256,900.
What is the cost of living in Ellsworth?
Key cost metrics: Median rent $1,068/mo. 2BR fair market rent $1,501/mo. Infant childcare $11,908/yr. Median home value $256,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →