F

Elmo, UT

Source:

Affordability Score: 38/100

Population: 840 · 1 ZIP codes

The affordability dashboard for Elmo, UT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 840 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $49,583, median home value of $227,900, median rent of $714 per month, and 21.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $711, 1BR $888, 3BR $1,310, 4BR $1,632). Department of Labor data lists infant center-based childcare at $11,895 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 1.8% and poverty 4.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$49,583
Median household income
Education F
21.5%
Bachelor's degree or higher
Housing F
4.6x
Home value $227,900 vs income
Commute N/A
N/A
Average commute time
Rent B
$973/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,895/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$49,583
▼ 20% vs national
Per Capita Income
$29,353
Unemployment Rate
1.8%
Poverty Rate
4.8%

Housing

Median Home Value
$227,900
▼ 17% vs national
Median Rent
$714/mo
Owner Occupied
80.1%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$711
1BR
$888
2BR
$973
3BR
$1,310
4BR
$1,632

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.5%
▼ 8 ppt vs national
High School+
52.7%
Median Age
58.3
Avg. Commute

Childcare Costs

Infant (Center)
$11,895/yr
24% of income
Toddler (Center)
$9,735/yr
Preschool (Center)
$8,820/yr
School-Age (Center)
$8,625/yr

What This Means

Elmo, UT receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 840. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Elmo, UT affordable?
Elmo, UT receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $49,583. Median home value is $227,900.
What is the cost of living in Elmo?
Key cost metrics: Median rent $714/mo. 2BR fair market rent $973/mo. Infant childcare $11,895/yr. Median home value $227,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →