D

Eminence, KY

Source:

Affordability Score: 49/100

Population: 3,789 · 1 ZIP codes

The affordability dashboard for Eminence, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,789 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $60,761, median home value of $220,200, median rent of $837 per month, and 14.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,272 per month (studio $966, 1BR $1,047, 3BR $1,625, 4BR $1,891). Department of Labor data lists infant center-based childcare at $8,269 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 7.9% and poverty 21.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,761
Median household income
Education F
14.8%
Bachelor's degree or higher
Housing D
3.6x
Home value $220,200 vs income
Commute C-
26 min
Average commute time
Rent B-
$1,272/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$8,269/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$60,761
▼ 2% vs national
Per Capita Income
$32,115
Unemployment Rate
7.9%
Poverty Rate
21.9%

Housing

Median Home Value
$220,200
▼ 20% vs national
Median Rent
$837/mo
Owner Occupied
63.6%
2BR Fair Market Rent
$1,272/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$966
1BR
$1,047
2BR
$1,272
3BR
$1,625
4BR
$1,891

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.8%
▼ 15 ppt vs national
High School+
53.9%
Median Age
35.8
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$8,269/yr
14% of income
Toddler (Center)
$7,215/yr
Preschool (Center)
$7,215/yr
School-Age (Center)
$6,531/yr

What This Means

Eminence, KY receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 3,789. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Eminence ZIP Codes
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What are common questions about this dashboard?

Is Eminence, KY affordable?
Eminence, KY receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,761. Median home value is $220,200.
What is the cost of living in Eminence?
Key cost metrics: Median rent $837/mo. 2BR fair market rent $1,272/mo. Infant childcare $8,269/yr. Median home value $220,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →