D

Empire, CO

Source:

Affordability Score: 40/100

Population: 486 · 1 ZIP codes

The affordability dashboard for Empire, CO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 486 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $67,034, median home value of $355,600, median rent of $1,444 per month, and 33.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,089 per month (studio $1,643, 1BR $1,754, 3BR $2,734, 4BR $3,049). Department of Labor data lists infant center-based childcare at $14,508 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 4.3% and poverty 8.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$67,034
Median household income
Education C
33.8%
Bachelor's degree or higher
Housing F
5.3x
Home value $355,600 vs income
Commute C
24 min
Average commute time
Rent F
$2,089/mo
2BR fair market rent (37% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,508/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$67,034
▲ 8% vs national
Per Capita Income
$42,880
Unemployment Rate
4.3%
Poverty Rate
8.8%

Housing

Median Home Value
$355,600
▲ 29% vs national
Median Rent
$1,444/mo
Owner Occupied
48.7%
2BR Fair Market Rent
$2,089/mo
▲ 74% vs national

Fair Market Rents by Bedroom

Studio
$1,643
1BR
$1,754
2BR
$2,089
3BR
$2,734
4BR
$3,049

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.8%
▲ 4 ppt vs national
High School+
64.4%
Median Age
44.8
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$14,508/yr
22% of income
Toddler (Center)
$11,835/yr
Preschool (Center)
$10,795/yr
School-Age (Center)
$10,548/yr

What This Means

Empire, CO receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 486. Challenges include housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Empire ZIP Codes
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What are common questions about this dashboard?

Is Empire, CO affordable?
Empire, CO receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,034. Median home value is $355,600.
What is the cost of living in Empire?
Key cost metrics: Median rent $1,444/mo. 2BR fair market rent $2,089/mo. Infant childcare $14,508/yr. Median home value $355,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →