C

Ephrata, PA

Source:

Affordability Score: 55/100

Population: 32,483 · 1 ZIP codes

The affordability dashboard for Ephrata, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 32,483 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $74,828, median home value of $285,200, median rent of $1,240 per month, and 24.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,526 per month (studio $1,102, 1BR $1,220, 3BR $1,980, 4BR $2,020).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 4.1% and poverty 6.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,828
Median household income
Education F
24.4%
Bachelor's degree or higher
Housing D
3.8x
Home value $285,200 vs income
Commute C
24 min
Average commute time
Rent B-
$1,526/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$74,828
▲ 21% vs national
Per Capita Income
$39,240
Unemployment Rate
4.1%
Poverty Rate
6.8%

Housing

Median Home Value
$285,200
▲ 4% vs national
Median Rent
$1,240/mo
Owner Occupied
64.5%
2BR Fair Market Rent
$1,526/mo
▲ 27% vs national

Fair Market Rents by Bedroom

Studio
$1,102
1BR
$1,220
2BR
$1,526
3BR
$1,980
4BR
$2,020

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.4%
▼ 6 ppt vs national
High School+
62.3%
Median Age
38.3
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Ephrata, PA receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 32,483. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ephrata ZIP Codes
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What are common questions about this dashboard?

Is Ephrata, PA affordable?
Ephrata, PA receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,828. Median home value is $285,200.
What is the cost of living in Ephrata?
Key cost metrics: Median rent $1,240/mo. 2BR fair market rent $1,526/mo. Median home value $285,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →