A-

Esmond, IL

Source:

Affordability Score: 83/100

Population: 242 · 1 ZIP codes

The affordability dashboard for Esmond, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 242 residents, then layers in county-level federal data to produce an overall grade of A- (83/100). The headline inputs are median household income of $117,750, median home value of $187,500, median rent of $695 per month, and 40.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,373 per month (studio $947, 1BR $1,046, 3BR $1,825, 4BR $2,203). Department of Labor data lists infant center-based childcare at $15,222 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Esmond, IL include income, housing, rent. Unemployment currently reads 5.4% and poverty 1.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$117,750
Median household income
Education B
40.4%
Bachelor's degree or higher
Housing A+
1.6x
Home value $187,500 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,373/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$15,222/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$117,750
▲ 90% vs national
Per Capita Income
$50,772
Unemployment Rate
5.4%
Poverty Rate
1.3%

Housing

Median Home Value
$187,500
▼ 32% vs national
Median Rent
$695/mo
Owner Occupied
83.1%
2BR Fair Market Rent
$1,373/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$947
1BR
$1,046
2BR
$1,373
3BR
$1,825
4BR
$2,203

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.4%
▲ 10 ppt vs national
High School+
61.4%
Median Age
28.8
Avg. Commute

Childcare Costs

Infant (Center)
$15,222/yr
13% of income
Toddler (Center)
$12,480/yr
Preschool (Center)
$12,263/yr
School-Age (Center)
$3,640/yr

What This Means

Esmond, IL receives an overall affordability grade of A- (83/100), aggregated from 1 ZIP codes with a total population of 242. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Esmond ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Esmond, IL affordable?
Esmond, IL receives an overall affordability grade of A- (83/100) based on Census, HUD, FBI, and DOL data. Median household income is $117,750. Median home value is $187,500.
What is the cost of living in Esmond?
Key cost metrics: Median rent $695/mo. 2BR fair market rent $1,373/mo. Infant childcare $15,222/yr. Median home value $187,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →