D

Eureka Springs, AR

Source:

Affordability Score: 46/100

Population: 8,158 · 2 ZIP codes

The affordability dashboard for Eureka Springs, AR aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 8,158 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $51,048, median home value of $252,756, median rent of $839 per month, and 26.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $954 per month (studio $658, 1BR $742, 3BR $1,144, 4BR $1,345).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing. Unemployment currently reads 5.8% and poverty 12.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,048
Median household income
Education D
26.6%
Bachelor's degree or higher
Housing F
5.0x
Home value $252,756 vs income
Commute C
24 min
Average commute time
Rent B
$954/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$51,048
▼ 18% vs national
Per Capita Income
$34,206
Unemployment Rate
5.8%
Poverty Rate
12.3%

Housing

Median Home Value
$252,756
▼ 8% vs national
Median Rent
$839/mo
Owner Occupied
79.0%
2BR Fair Market Rent
$954/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$658
1BR
$742
2BR
$954
3BR
$1,144
4BR
$1,345

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.6%
▼ 3 ppt vs national
High School+
55.9%
Median Age
55.6
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Eureka Springs, AR receives an overall affordability grade of D (46/100), aggregated from 2 ZIP codes with a total population of 8,158. Challenges include income and housing. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Eureka Springs ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Eureka Springs, AR affordable?
Eureka Springs, AR receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,048. Median home value is $252,756.
What is the cost of living in Eureka Springs?
Key cost metrics: Median rent $839/mo. 2BR fair market rent $954/mo. Median home value $252,756.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →