F

Fair Bluff, NC

Source:

Affordability Score: 29/100

Population: 1,595 · 1 ZIP codes

The affordability dashboard for Fair Bluff, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,595 residents, then layers in county-level federal data to produce an overall grade of F (29/100). The headline inputs are median household income of $32,361, median home value of $112,700, median rent of $756 per month, and 12.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $718, 1BR $722, 3BR $1,109, 4BR $1,225). Department of Labor data lists infant center-based childcare at $7,239 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 2.4% and poverty 31.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$32,361
Median household income
Education F
12.8%
Bachelor's degree or higher
Housing C-
3.5x
Home value $112,700 vs income
Commute N/A
N/A
Average commute time
Rent F
$925/mo
2BR fair market rent (34% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$7,239/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$32,361
▼ 48% vs national
Per Capita Income
$25,408
Unemployment Rate
2.4%
Poverty Rate
31.4%

Housing

Median Home Value
$112,700
▼ 59% vs national
Median Rent
$756/mo
Owner Occupied
58.4%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$718
1BR
$722
2BR
$925
3BR
$1,109
4BR
$1,225

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.8%
▼ 17 ppt vs national
High School+
50.3%
Median Age
44.6
Avg. Commute

Childcare Costs

Infant (Center)
$7,239/yr
22% of income
Toddler (Center)
$7,019/yr
Preschool (Center)
$6,031/yr
School-Age (Center)
$4,653/yr

What This Means

Fair Bluff, NC receives an overall affordability grade of F (29/100), aggregated from 1 ZIP codes with a total population of 1,595. Challenges include income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Fair Bluff, NC affordable?
Fair Bluff, NC receives an overall affordability grade of F (29/100) based on Census, HUD, FBI, and DOL data. Median household income is $32,361. Median home value is $112,700.
What is the cost of living in Fair Bluff?
Key cost metrics: Median rent $756/mo. 2BR fair market rent $925/mo. Infant childcare $7,239/yr. Median home value $112,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →