D

Flemingsburg, KY

Source:

Affordability Score: 47/100

Population: 7,153 · 1 ZIP codes

The affordability dashboard for Flemingsburg, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,153 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $42,772, median home value of $130,200, median rent of $704 per month, and 23.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $866 per month (studio $619, 1BR $703, 3BR $1,142, 4BR $1,147). Department of Labor data lists infant center-based childcare at $5,895 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute. Unemployment currently reads 7.8% and poverty 26.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$42,772
Median household income
Education F
23.6%
Bachelor's degree or higher
Housing B-
3.0x
Home value $130,200 vs income
Commute F
31 min
Average commute time
Rent B-
$866/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$5,895/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$42,772
▼ 31% vs national
Per Capita Income
$25,210
Unemployment Rate
7.8%
Poverty Rate
26.3%

Housing

Median Home Value
$130,200
▼ 53% vs national
Median Rent
$704/mo
Owner Occupied
66.3%
2BR Fair Market Rent
$866/mo
▼ 28% vs national

Fair Market Rents by Bedroom

Studio
$619
1BR
$703
2BR
$866
3BR
$1,142
4BR
$1,147

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.6%
▼ 6 ppt vs national
High School+
64.0%
Median Age
40.1
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$5,895/yr
14% of income
Toddler (Center)
$5,868/yr
Preschool (Center)
$5,868/yr
School-Age (Center)
$6,215/yr

What This Means

Flemingsburg, KY receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 7,153. Challenges include income and education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Flemingsburg, KY affordable?
Flemingsburg, KY receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $42,772. Median home value is $130,200.
What is the cost of living in Flemingsburg?
Key cost metrics: Median rent $704/mo. 2BR fair market rent $866/mo. Infant childcare $5,895/yr. Median home value $130,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →