C+

Fletcher, NC

Source:

Affordability Score: 61/100

Population: 16,491 · 1 ZIP codes

The affordability dashboard for Fletcher, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,491 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $81,852, median home value of $376,700, median rent of $1,366 per month, and 41.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,567 per month (studio $1,227, 1BR $1,429, 3BR $1,905, 4BR $2,629). Department of Labor data lists infant center-based childcare at $10,114 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 2.6% and poverty 7.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,852
Median household income
Education B
41.4%
Bachelor's degree or higher
Housing F
4.6x
Home value $376,700 vs income
Commute B-
22 min
Average commute time
Rent B
$1,567/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$10,114/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$81,852
▲ 32% vs national
Per Capita Income
$44,902
Unemployment Rate
2.6%
Poverty Rate
7.0%

Housing

Median Home Value
$376,700
▲ 37% vs national
Median Rent
$1,366/mo
Owner Occupied
83.4%
2BR Fair Market Rent
$1,567/mo
▲ 31% vs national

Fair Market Rents by Bedroom

Studio
$1,227
1BR
$1,429
2BR
$1,567
3BR
$1,905
4BR
$2,629

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.4%
▲ 11 ppt vs national
High School+
64.6%
Median Age
42.1
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$10,114/yr
12% of income
Toddler (Center)
$7,732/yr
Preschool (Center)
$6,701/yr
School-Age (Center)
$6,747/yr

What This Means

Fletcher, NC receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 16,491. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Fletcher, NC affordable?
Fletcher, NC receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,852. Median home value is $376,700.
What is the cost of living in Fletcher?
Key cost metrics: Median rent $1,366/mo. 2BR fair market rent $1,567/mo. Infant childcare $10,114/yr. Median home value $376,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →