D

Flora, MS

Source:

Affordability Score: 44/100

Population: 5,346 · 1 ZIP codes

The affordability dashboard for Flora, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,346 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $54,700, median home value of $311,500, median rent of $607 per month, and 36.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,288 per month (studio $1,091, 1BR $1,097, 3BR $1,544, 4BR $1,705). Department of Labor data lists infant center-based childcare at $7,541 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 2.3% and poverty 17.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,700
Median household income
Education C+
36.3%
Bachelor's degree or higher
Housing F
5.7x
Home value $311,500 vs income
Commute D
28 min
Average commute time
Rent C
$1,288/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$7,541/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$54,700
▼ 12% vs national
Per Capita Income
$46,344
Unemployment Rate
2.3%
Poverty Rate
17.8%

Housing

Median Home Value
$311,500
▲ 13% vs national
Median Rent
$607/mo
Owner Occupied
71.6%
2BR Fair Market Rent
$1,288/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$1,091
1BR
$1,097
2BR
$1,288
3BR
$1,544
4BR
$1,705

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.3%
▲ 6 ppt vs national
High School+
62.0%
Median Age
40.9
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$7,541/yr
14% of income
Toddler (Center)
$7,036/yr
Preschool (Center)
$6,412/yr
School-Age (Center)
$5,224/yr

What This Means

Flora, MS receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 5,346. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Flora ZIP Codes
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What are common questions about this dashboard?

Is Flora, MS affordable?
Flora, MS receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,700. Median home value is $311,500.
What is the cost of living in Flora?
Key cost metrics: Median rent $607/mo. 2BR fair market rent $1,288/mo. Infant childcare $7,541/yr. Median home value $311,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →