D

Florence, AZ

Source:

Affordability Score: 45/100

Population: 33,556 · 1 ZIP codes

The affordability dashboard for Florence, AZ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 33,556 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $79,000, median home value of $339,300, median rent of $1,419 per month, and 17.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,839 per month (studio $1,457, 1BR $1,583, 3BR $2,452, 4BR $2,720). Department of Labor data lists infant center-based childcare at $10,855 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute. Unemployment currently reads 5.2% and poverty 9.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,000
Median household income
Education F
17.6%
Bachelor's degree or higher
Housing F
4.3x
Home value $339,300 vs income
Commute F
34 min
Average commute time
Rent C
$1,839/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,855/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$79,000
▲ 27% vs national
Per Capita Income
$29,033
Unemployment Rate
5.2%
Poverty Rate
9.5%

Housing

Median Home Value
$339,300
▲ 23% vs national
Median Rent
$1,419/mo
Owner Occupied
86.4%
2BR Fair Market Rent
$1,839/mo
▲ 53% vs national

Fair Market Rents by Bedroom

Studio
$1,457
1BR
$1,583
2BR
$1,839
3BR
$2,452
4BR
$2,720

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.6%
▼ 12 ppt vs national
High School+
48.0%
Median Age
39.1
Avg. Commute
34 min
▲ 8 min vs national

Childcare Costs

Infant (Center)
$10,855/yr
14% of income
Toddler (Center)
$8,419/yr
Preschool (Center)
$8,419/yr
School-Age (Center)
$7,800/yr

What This Means

Florence, AZ receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 33,556. Challenges include education and housing and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Florence, AZ affordable?
Florence, AZ receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,000. Median home value is $339,300.
What is the cost of living in Florence?
Key cost metrics: Median rent $1,419/mo. 2BR fair market rent $1,839/mo. Infant childcare $10,855/yr. Median home value $339,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →