Florence, KY
Source:
Affordability Score: 66/100
Population: 49,968 · 1 ZIP codes
The affordability dashboard for Florence, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 49,968 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $79,712, median home value of $223,000, median rent of $1,351 per month, and 27.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.
Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,353 per month (studio $958, 1BR $1,051, 3BR $1,785, 4BR $1,976). Department of Labor data lists infant center-based childcare at $10,342 per year, consuming 13% of the local median household income.
Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Florence, KY include housing, rent. Unemployment currently reads 3.8% and poverty 8.9% — numbers worth keeping alongside the headline grade.
Score Breakdown
Income & Employment
Housing
Fair Market Rents by Bedroom
Safety
Education & Family
Childcare Costs
What This Means
Florence, KY receives an overall affordability grade of B- (66/100), aggregated from 1 ZIP codes with a total population of 49,968. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.
Nearby City Dashboards
What are common questions about this dashboard?
Is Florence, KY affordable?▼
What is the cost of living in Florence?▼
How is the affordability score calculated?▼
Official Data Resources
Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →
Read our methodology — how this data is sourced, computed, and verified.