C

Florence, MS

Source:

Affordability Score: 57/100

Population: 19,685 · 1 ZIP codes

The affordability dashboard for Florence, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,685 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $66,829, median home value of $206,500, median rent of $884 per month, and 21.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,288 per month (studio $1,091, 1BR $1,097, 3BR $1,544, 4BR $1,705). Department of Labor data lists infant center-based childcare at $7,554 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 4.4% and poverty 10.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,829
Median household income
Education F
21.5%
Bachelor's degree or higher
Housing C+
3.1x
Home value $206,500 vs income
Commute F
29 min
Average commute time
Rent B
$1,288/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,554/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$66,829
▲ 8% vs national
Per Capita Income
$30,022
Unemployment Rate
4.4%
Poverty Rate
10.4%

Housing

Median Home Value
$206,500
▼ 25% vs national
Median Rent
$884/mo
Owner Occupied
84.1%
2BR Fair Market Rent
$1,288/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$1,091
1BR
$1,097
2BR
$1,288
3BR
$1,544
4BR
$1,705

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.5%
▼ 8 ppt vs national
High School+
50.5%
Median Age
42.4
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$7,554/yr
11% of income
Toddler (Center)
$7,048/yr
Preschool (Center)
$6,424/yr
School-Age (Center)
$5,235/yr

What This Means

Florence, MS receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 19,685. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Florence, MS affordable?
Florence, MS receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,829. Median home value is $206,500.
What is the cost of living in Florence?
Key cost metrics: Median rent $884/mo. 2BR fair market rent $1,288/mo. Infant childcare $7,554/yr. Median home value $206,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →