D

Floyd, NM

Source:

Affordability Score: 48/100

Population: 180 · 1 ZIP codes

The affordability dashboard for Floyd, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 180 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $57,650, median home value of $220,600, median rent of $667 per month, and 14.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $975 per month (studio $725, 1BR $772, 3BR $1,356, 4BR $1,636).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Floyd, NM include rent. Pressure points are education. Unemployment currently reads 0.0% and poverty 17.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,650
Median household income
Education F
14.2%
Bachelor's degree or higher
Housing D
3.8x
Home value $220,600 vs income
Commute N/A
N/A
Average commute time
Rent B+
$975/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$57,650
▼ 7% vs national
Per Capita Income
$32,328
Unemployment Rate
0.0%
Poverty Rate
17.6%

Housing

Median Home Value
$220,600
▼ 20% vs national
Median Rent
$667/mo
Owner Occupied
89.9%
2BR Fair Market Rent
$975/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$725
1BR
$772
2BR
$975
3BR
$1,356
4BR
$1,636

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.2%
▼ 16 ppt vs national
High School+
24.9%
Median Age
64.1
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Floyd, NM receives an overall affordability grade of D (48/100), aggregated from 1 ZIP codes with a total population of 180. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Floyd ZIP Codes
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What are common questions about this dashboard?

Is Floyd, NM affordable?
Floyd, NM receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,650. Median home value is $220,600.
What is the cost of living in Floyd?
Key cost metrics: Median rent $667/mo. 2BR fair market rent $975/mo. Median home value $220,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →