D

Forest City, NC

Source:

Affordability Score: 40/100

Population: 21,055 · 1 ZIP codes

The affordability dashboard for Forest City, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 21,055 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $42,276, median home value of $175,400, median rent of $783 per month, and 18.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $801, 1BR $806, 3BR $1,275, 4BR $1,332). Department of Labor data lists infant center-based childcare at $8,377 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 6.0% and poverty 22.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$42,276
Median household income
Education F
18.5%
Bachelor's degree or higher
Housing F
4.1x
Home value $175,400 vs income
Commute C
24 min
Average commute time
Rent C+
$925/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$8,377/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$42,276
▼ 32% vs national
Per Capita Income
$26,226
Unemployment Rate
6.0%
Poverty Rate
22.3%

Housing

Median Home Value
$175,400
▼ 36% vs national
Median Rent
$783/mo
Owner Occupied
64.4%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$801
1BR
$806
2BR
$925
3BR
$1,275
4BR
$1,332

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.5%
▼ 11 ppt vs national
High School+
52.2%
Median Age
40.1
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$8,377/yr
20% of income
Toddler (Center)
$7,386/yr
Preschool (Center)
$5,860/yr
School-Age (Center)
$3,370/yr

What This Means

Forest City, NC receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 21,055. Challenges include income and education and housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Forest City, NC affordable?
Forest City, NC receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $42,276. Median home value is $175,400.
What is the cost of living in Forest City?
Key cost metrics: Median rent $783/mo. 2BR fair market rent $925/mo. Infant childcare $8,377/yr. Median home value $175,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →